🔹 3-Month Credit Repair Plan

For 1–10 negative accounts

Perfect for clients with minor to moderate credit issues. This plan includes a full tri-bureau repair process and is ideal if you’ve got a few collections, late payments, or inquiries that are holding your score down.

What’s Included:

• Disputes with Equifax, TransUnion, and Experian

• Up to 2 rounds of disputes per month

• Removal attempts for late payments & inquiries

• Personalized credit-building guide

• 1:1 coaching call

How It Works (Tailored to This Plan):
Joicreditco will mail out certified dispute letters on your behalf to all 3 bureaus, targeting up to 10 negative items. You’ll typically begin to see deletions or changes within 30 days, sometimes sooner. We’ll also help you create a game plan to start building your credit while cleaning it up.

📌 Important: Results vary based on your credit profile. We don’t guarantee deletions — but we DO guarantee real effort, real strategy, and real progress.

✅ Credit monitoring 24.99 is required while active in the program.